Tax Consultant in Bank/Third Party Insurance

Tax Consultant in Bank/Third Party Insurance

Question:

SalamualaykumMOulana,

Is working as a tax consultant in a bank permissible as I will be advising. Moreover, another question is that in Canada we obviously are required by law to have car insurance but I also know its Haram. What to do in this situation?

Answer:

In the name of Allah, Most Compassionate, Most Merciful,

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

Brother in Islam,

You enquire regarding the following:

a) Working as a tax consultant in a bank

b) Mandatory car insurance in Canada

1)  In order for us to advise, kindly explain in detail what exactly your job entails.

 You may forward your email to admin@daruliftaa.net Ref: Hammad Jogiat

2) In principle, all types of car insurance are Haram whether it is third party (liability) insurance or full comprehensive coverage insurance as it involves interest, gambling and uncertainty.[i] However, if one is required to have car insurance by the law of the country he lives in, then one will be excused in taking out third party insurance.[ii]

And Allah Ta’āla Knows Best

Hammad Ibn Ismail Jogiat

Student - Darul Iftaa

Cambridge, Ontario, Canada

Checked and Approved by,

Mufti Ebrahim Desai.

المبسوط للسرخسي (68/13)[i]

بِنَهْيِ النَّبِيِّ – صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ – عَنْ بَيْعِ الْغَرَرِ – وَالْغَرَرُ مَا يَكُونُ مَسْتُورَ الْعَاقِبَةِ،

 [ii]فتاؤى عثماني– مفتى محمّد تقي عثماني –  مكتبة معارف القرآن(ج: 3  ص:314)    

انشورنس سود اور قمار پر مشتمل ہونے کی بنا پر بالکل حرام ہے- البتہ جو انشورنس حکومت کی طرف سے لازمی ہو، مثلاً موٹر وغیرہ کا بیمہ، اس کو مجبوراً کرا سکتے ہیں، مگر جب رقم ملے

تو صرف اتنی رقم خود استعمال کر سکتے ہیں جتنی خود داخل کی تھی، اس سے زائد نہیں

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